Temporary Workers Insurance:

Foreign Workers Insurance in Canada is designed to cover the cost of emergency medical treatment for work permit holders, who do not qualify for provincial medical care plans or have a 2 to 3-months waiting period in BC, QC, SK and Yukon.

How does Temporary Foreign Workers Insurance work?

As a Canadian Work Permit Holder, your provincial health benefit plan may take about 2-3 months to start once you are eligible for it.

In the meantime, you can opt for a private health insurance for Temporary Residents in Canada and Foreign Workers in order to avoid paying out of your own pocket for the medical emergency treatment of accidental injuries and unforeseen sicknesses you may require.

Such coverage is provided while insured person resides in Canada or is travelling to other countries across the world (except for their country of origin/citizenship), provided that his or her stay within Canada is longer than the duration of a side-trip.

Who needs Temporary Residents & Workers Insurance?

If your employment is in British Columbia, Quebec, Nunavut or Yukon you will have to wait approximately 2 or 3 months before you can be eligible for public health care in Canada.

If you are relocating to Saskatchewan from overseas, then the waiting period will NOT apply as long as you begin your residency in the province BEFORE the 1st day of the 3rd month following your arrival in Canada.

In Ontario, while the waiting period no longer applies, each Work Permit holder will need to have full-time employment in order to qualify for OHIP.

That is why, it is strongly recommended that you consider applying for a private Temporary Foreign Workers health insurance plan, while awaiting your government insurance card.

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