Travel Insurance for Canadians:

Planning to go on vacation, but not sure how you can protect your money against the cost of immediate medical assistance you may need?


Don’t worry, you can purchase Travel Insurance for Canadians, if you are taking a trip outside your province of residence.


How does Travel Insurance for Canadians work?

Travel Insurance for Canadians is designed to provide medical and optional non-medical emergency coverage to Canadian Citizens, Permanent and Temporary Residents, who are travelling abroad or to other provinces and territories across Canada.

Canadian Travel Insurance will cover of the costs of immediate medical attention you may require during your trip since your government health insurance plan will not be as useful outside your province of residence, in case you have an urgent health issue


What are Travel Insurance Requirements?

As you already know, Canadian Residents are insured under their Provincial Healthcare Plans. However, it only covers a small portion of medical expenses incurred outside Canada.


Your government insurance coverage will also be severely limited while travelling to another province or territory within Canada, and even the slightest injury or illness can deal a significant blow to your budget.


If you are planning on going out of your province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.


In order to be eligible for Travel Insurance, you MUST:
  • Be a Canadian Resident
  • Be currently enrolled in a provincial health insurance plan
  • Meet other specific conditions set by a particular Canadian Insurance company

COVID-19 Coverage: Canadian insurance providers are now offering extended protection against COVID-19 related emergency treatment costs. Contact us to learn more and stay up to date with the latest changes regarding COVID-19 coverage and eligibility requirements.

For a detailed coverage description please read the Policy Wording for the insurance plan you select.

Summary of Travel Insurance Benefits:
  • Medical Emergency Treatment
  • Services of a Physician
  • Hospital Confinement
  • Ambulance Transportation
  • Prescription Drugs
  • Dental Repair / Dental Pain Relief
  • Accidental Death & Dismemberment
  • Evacuation / Repatriation
  • Bedside Companion / Family Member Transportation
  • Paramedical Services of Chiropractor, Osteopath, etc.

Special Features

Some of the Medical Emergency Travel Insurance plans have unique benefits that are not available with any other insurance policy. Please contact our Insurance Advisors to learn more about these plans.


This includes special features such as:

  • Identity Fraud Recovery
  • Pet Return
  • Trip Break Benefit (Return home without terminating your coverage)
  • Return and Escort of Children / Child Care
  • Eyeglasses Replacement
  • Return of Baggage and Personal Belongings

For a detailed coverage description please read the Policy Wording for your chosen insurance plan, which can be downloaded using the button in our Travel Insurance Calculator.


Travel Insurance for Canadians: Non-Medical Coverage

As we have already mentioned, Health Insurance for Travelling Canadians or, as it is commonly known, Travel health Insurance can be upgraded with a Non-medical emergency coverage raider, which is offered by some of the Canadian insurance companies we work with.


You may also purchase non-medical travel emergency insurance without health coverage, if you think that you do not need additional protection for your finances.

Here is the summary of optional non-medical emergency benefits:
  • All Inclusive Travel Packages: Worldwide /USA/Canada
  • Trip Cancellation & Trip interruption
  • Enhanced Accidental Death & Dismemberment
  • Damage/ Loss / Delay of Baggage
  • Cruise Travel Packages
  • Protection of a Rental Vehicle
  • Documents Replacement
  • Flight or Travel Accidents

Important Notice: Not all of the Canadian insurance providers offer additional non-medical coverage. Please contact our insurance advisors if you are not sure which travel insurance plan is right for you.



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